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Loan "Write off" & Loan "Waive off" Meaning PDF Download In English & Hindi

Loan "Write off" & Loan "Waive off" Meaning PDF Download In English & Hindi.

My dear viewers and borrowers you must know about loan write off and loan waive off meaning and differences.

For your convenience we have provided pdf download link following. After downloading this pdf you can know more about loan write off & loan waive off meaning & differences in english and hindi.


Followings are some various "status" of loan account or credit card account that are used to report in CIBIL(credit bureau):-

WRITTEN-OFF AMOUNT (PRINCIPAL):- This field reflects the principal amount written off by the lender. It follows that the difference between the total and principal written-off amounts is the interest amount that has been written off on this account.


WRITTEN-OFF AMOUNT (TOTAL):- When a loan is written off there is an interest and principal component. This field reflects the total interest and principal amount written-off.


WRITTEN-OFF AND SETTLED STATUS:- If this section is populated, the lender has either restructured your loan by offering you different terms (extended the loan tenure or reduced the interest rate. etc) written-off this amount or settled at some amount less than what the lender believes it was owed. The possible values are as follows:

  1. Restructured Loan 

  2. Restructured Loan (Govt Mandated) 

  3. Written-off (WO) 

  4. Settled 

  5. Post (WO) Settled.


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