Kerala Financial Corporation MSME Loan Moratorium Extension & Loan Restructuring Scheme News Today

Main Points of Kerala State Government Owned Kerala Financial Corporation(KFC) Loan Moratorium Extension & Loan Restructuring Scheme as per RBI guidelines:-

1. KFC declared one year Moratorium on loan to pay principle amount for MSME borrowers

2. Loan restructuring as per RBI Resolution Framework 2.0

3. No account will be classified as NPA (non performing assets)

4. STD Loan Accounts till 31-03-2021 are eligible

5. Last Date to Apply is 30-09-2021

6. No charge, No Additional Interest, No penalties to avail this relief

7. Additional top-up loan as per ECLGS 4.0 Scheme announced by finance ministry government of India.

8. Interest rate lowered

9. Loan Upto 50 lakhs Covered under CMES (Chief Minister's Entrepreneurship Scheme) at ROI of 7% for 5 years

10. Loan above 50 lakhs- inter rate 7% upto 50 lakhs and remaining portion fixed rate of interest as per the rating of the entity

11. Loan repayment period upto 10 years

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